GLOSSARY · IN THE APP

Goal Planning Engine

IN PLAIN ENGLISH

Outcome planning module for income, growth, and retirement timelines with weekly tracking.

WHY IT HELPS

Turns goals into measurable targets and a repeatable review cadence.

HOW IT'S CALCULATED

Income progress = current annual dividends / income target. Growth progress = current portfolio value / target portfolio value. Retirement runway uses weeks until date and latest progress trend from weekly check-ins. The Income Planner's goal bar compares the last twelve months' dividends ÷ 12 with your monthly goal; with "Include estimated cash interest" switched on in its settings it adds Estimated Annual Interest ÷ 12 (hand-entered cash accounts with a rate; linked bank balances carry none), and says how much of the figure is interest. Its bars are always dividends actually received.

Educational content only. It is not personal financial advice.