IN PLAIN ENGLISH
A yearly income figure for the things you hold that aren't shares or cash — a gilt's coupons, the rent from a flat — worked out from what you told us, so the Income Planner can count it.
FULL DEFINITION
What the bonds, rented property, staking, pensions in payment and other assets you've typed in earn in a year, from the figures you entered for each.
EXAMPLE
A £10,000 gilt with a 4.25% coupon pays 10,000 × 4.25% = £425 a year; a flat let at £1,000 a month brings in 1,000 × 12 = £12,000 a year.
HOW IT'S CALCULATED
Bond = face value × coupon % (not what it's worth today), until its maturity date; property = rent a month × 12; crypto = its value × the staking yield %; pension and other assets = the income a year you entered. An asset missing a figure it needs earns nothing here — a bond with no coupon or face value is counted and named, never worked out from its price. It's an estimate before costs and tax: rent may go unpaid, and a coupon is what the bond says, not what the market pays for it. The Income Planner adds it to the monthly figure your goal is measured against only when "Include bond, rent and other income" is on; the bars stay dividends received.
Educational content only. It is not personal financial advice.